When your house is in need of some serious TLC, it can be tough finding room in your budget for renovations and repairs. One way to pay for those projects is by refinancing your home with a Federal Housing Administration-backed 203(k) loan. The FHA provides mortgage insurance on loans originated

A 15-year mortgage is the dream home loan for home buyers who can afford the much higher monthly payments and want to shred their mortgage in half the usual time while saving thousands or even tens of thousands of dollars in interest. To make a 15-year mortgage work, you'll need a reliable income

It has been quite the year. In 2022, we've lived through high inflation, stock market lows, housing market frenzies and ongoing Federal Reserve rate hikes. Although we don't have a crystal ball to predict what will happen to the economy next year, we could use this year's events as a guide: Things

During the early days of the COVID-19 pandemic, the sudden shift to remote work for many launched a wave of think pieces about whether the trend would keep up once the threat of the coronavirus was less imminent. Now, as the Biden administration plans to end the public health emergency come May, r

Nobody likes paying a dime extra in taxes. Yet when it comes to property tax bills, some homeowners pay too much simply because they aren't aware they qualify for an exemption. In most cases, you have to find and apply for property tax exemptions offered by states, counties, or local jurisdicti

You might not think too hard about your real estate assessment, the dollar value the local government puts on your house and land. You should. The assessment determines how much you pay in property taxes.Once you understand your real estate assessment, you'll understand your property tax bill --

PRESIDENT BIDEN’S INFLATION REDUCTION ACT IS THE MOST AGGRESSIVE CLIMATE ACTION IN U.S. HISTORY individuals can take advantage through home repairs. Check the link below to create an action plan for your home repairs and lifestyle.  https://www.whitehouse.gov/cleanenergy/

As a homeowner, your house is more than just a place you call home. It's a valuable asset that can provide you with a sense of security and help you build wealth over time. One way to achieve this is by building up your home equity. By paying off your mortgage loan, you can increase your home equi

Deciding whether you should move or remodel? The most important things you need to consider are the four things you can't change: your home's value compared to the rest of the neighborhood, how much you love your neighborhood, the size of your lot, and the cost to move your stuff to a new house. J

The 2020s have mistreated home buyers. 2023 could mark a turning point in which the housing market gives them a fairer shake. Here are real estate trends to watch for in the coming year. The outlook for home buyers is brighter than it has been since the beginning of the pandemic. "There will be so

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. More than half of older taxpayers (57%) are worri

May mortgage outlook Mortgage rates have room to fall in May as the end draws near for this cycle of Federal Reserve rate increases. It's quite possible that this year's mortgage rates already peaked in March. They could gradually drop as unemployment rises, companies become less generous with wag

Betsy Taylor and her husband decided to embark on a major home improvement project one winter: renovating their kitchen in Portland, Maine. "We hadn't planned on redoing the floors, but after three weeks of tracked-in Old Man Winter, the contractor replaced it at no additional cost," she says.

Introduction: With energy costs on the rise, many homeowners are looking for ways to reduce their utility bills and create a more sustainable living space. Fortunately, improving your home's energy efficiency doesn't have to be a daunting or expensive task. In this article, we'll explore some easy

From rain gardens to xeriscaping, the environmental benefits of resilient landscaping are well documented. Replacing grass with lawn alternatives can save water, attract pollinators and reduce the need for harsh fertilizers and pesticides. But if you're eventually planning to sell your home, what

If you're planning to buy a home, an inspection is an important step in the process. It assesses the condition of the home before you finalize the transaction. It's also a different step in the process from an appraisal, which is a professional evaluation of the market value of the home you'd like

Owning a home means having a place that's solely your own and provides the space, features, and location you and your loved ones need. But what happens when your needs change? If this hits home for you, it may be time to make a move. According to the latest Home Buyers and Sellers Generational Tre

For many, that means thinking about what home prices are projected to do in the coming years and how that could impact your investment. This year, we aren’t seeing home prices fall dramatically. As the year goes on, however, some markets may go up in value while others may lose value. That’s why i

Tackling five simple tasks now gives you a head start on spring. That leaves you plenty of worry-free time to enjoy the warmer weather. #1 Tell Insects to Bug Off Illustration of a hornetImage: Mojoje/Getty Early spring warmth awakens insects, so start to protect your home now. Seal openings in ea

Wondering just how savvy you could be with your bank accounts? Here are five actions you can start today. 1. Overcome account anxiety When was the last time you took a look at your bank statements? If it’s been a while, you’re not alone. It can be common for people to avoid looking at their expen